A FULL SERVICE LENDER 

with In house commonsense underwriting 

Low Rates Serving Maryland, DC, Virginia and Delaware

SITE UNDER CONSTRUCTON

TODAYS (3/17/2010)  RATES AND PROGRAM INFORMATION:

NO OR LOW CLOSING COST/Call for Details
Rate Points APR Lock Days
5.500% 1.000% 5.500% 0
The APR is calculated using a loan amount of $729,000 and these typical fees.


30 Year Fixed
Rate Points APR Lock Days
4.875% 1.000% 4.990% 30
The APR is calculated using a loan amount of $417,000 and these typical fees.


15 Year Fixed
Rate Points APR Lock Days
4.250% 1.000% 4.445% 30
The APR is calculated using a loan amount of $417,000 and these typical fees.


30 YR Cpnforming JUMBO
Rate Points APR Lock Days
4.875% 1.000% 4.978% 30
The APR is calculated using a loan amount of $729,000 and these typical fees.


5/1 COMFORMING Fixed Rate ARM UP TO $2,000,000
Rate Points APR Lock Days
3.625% 1.000% 4.897% 30
The APR is calculated using a loan amount of $2,000,000 and these typical fees.


FHA 30 Year Conforming
Rate Points APR Lock Days
4.875% 1.000% 4.990% 30
The APR is calculated using a loan amount of $417,000 and these typical fees.


FHA 30 Year Jumbo
Rate Points APR Lock Days
4.875% 1.000% 4.978% 30
The APR is calculated using a loan amount of $729,750 and these typical fees.

The BURLEY TEAM and First Home Mortgage are committed to providing you the lowest rates and lowest costs.
We welcome you to verify:    Bank of America, Wells FargoSunTrust,
http://www.navyfcu.org/rates/mortgage-frameset.html 

Above fixed rates apply to single family standard conforming mortgage limits.
Due to heavy volume, above rates can only be locked-in once we have your loan approved. 
INFORMATION APPLICABLE TO ALL MORTGAGE LOANS

Rates and terms are based on an evaluation of each client's credit history, loan-to-value (LTV), occupancy, payment type, loan amount and loan purpose, so your rate and terms may differ. All loans are subject to credit approval. Questions? Please CALL
  

 
All paid closing fees will be credited at Settlement:
Closing by: Solutions Settlement, LLC.. and Pro Title. Savings may include additional items that are not listed below.

 

 

 

                                                                                                                                                               John Burley,
John Burley, Arlene BurleyArlene Burley-The Burley Team

OFFICE 301-663-8087 x 226
CELL 301-908-6870                 email

 jburley@gofirsthome.com

 ON LINE:  Loan Application

* 301-663-8087  Ext  226           *301-908-6870      *240-683-8851 

jburley@gofirsthome.com

The Burley Team represents decades of experience.

  The Burley Team started on the side of the banks.  Representing the banks. We put together hundreds of loans . With the experience of working for the banks on our side, We  moved to the customer's side of the desk, originating thousands of loans and getting the best terms to meet the needs of our customer and friends.

Our clients are not limited to what one person can accomplish, we have the team.  The team that can work together so seamlessly and efficiently so response times are quicker, customer service is greater, and loans close faster.  A team where information is not lost in transmission, where time is not lost because of lack of communication, and mistakes are eliminated.  Families and investors can count on us for their financial security and their family's future.  With over 30 years of experience in finance, 37 years of marriage and parenthood (2 boys, a girl and 6 grand children), we know that every mortgage transaction greatly impacts lives of not only you, but your entire family.

 

Pre approval or commitment letter before you shop   Loan Application

If you are looking to purchase real estate, make sure you have your mortgage approval letter in-hand.  You will need this for your Real Estate Agent to submit with your offer. 

Getting approved for financing up front will let us gauge how much you qualify for.  It will also give you the opportunity to see what your payment options look like. Online Mortgage Pre-Approval Letter in Minutes

 

  SERVING ALL YOUR REAL ESTATE NEEDS

USDA 100% PROGRAMS

The Guaranteed Rural Housing GRH program allows for 100% financing in certain designated areas. Give us the address or the area you would like to buy in, and we'll tell you if it's eligible.  There are income limits with this program. 

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

CALL FOR 100% ELIGIBLE AREAS

 

 Purchase a New Home OR Refinance Your Mortgage and See the Difference

Buying your first home, second home, moving up or refinancing? Burley/First Home Mortgage has the right mortgage for you.

Competitive rates. No hidden fees.  That’s exactly what you’ll receive when you switch your mortgage to Burley/First Home Mortgage. 

We’ll also help you find the most affordable mortgage option for refinancing. Our mortgages offer:

  • Secure and affordable fixed monthly payments
  • No Private Mortgage Insurance (PMI) on most conventional loans
  • No pre-payment penalties
  • Low fees
  • We do not -- and will not -- participate in sub-prime lending practices. We are a financial institution offering many credit worthy members superior loan value, nation-leading low rates on mortgage products with cost-saving features, and we will continue to do so.

 For a limited time, special rates on 15- or 30-year mortgages, including JUMBOS.

  • Offer available PURCHASE or REFINANCE             

Note:Site under construction please call for details              

INFORMATION...........

LOAN limits2009 fha & fannie freddie limits

VALUE: look-up: BofA -- Zillow (USE AS A GUIDE 

WHO OWNS THE LOAN: Fannie Mae loan look-up | Freddie Mac loan look-up (need ss#)

 

 Fannie Mae loan look-up | Freddie Mac loan look-up | 2009 fha & fannie freddie limits
Value look-up: BofA - Zillow - Chase | Rental look-up/comps

blank 1003

FFIEC- Geocode

USDA GRH property eligibility

NEW GFE/HUD

Calculate Title Insurance- MD DC VA

10 yr yield | Mortgage Indexes

Prevent credit bureaus from selling your info

Do not call registry

 "THE MAN WHO WALKS WITH GOD ALWAYS GETS TO HIS DESTINATION"

 


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Basic Pre-Approval

Get the Best Mortgage Rate!

Tell us a little about your current needs and we can use that
information to match you with just the right loan.
 
Tell us about your loan needs.
*Reason for loan (purch, refi, cash out):
*Value of property:
*Type of property:
*Amount you need to borrow:
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*Credit History (Excellent, Good, Average, Poor):

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THE BURLEY TEAM 5300 Westview Drive Suite 306 Frederick,, MD 21703
Phone: Toll Free Phone: Cell: Fax: Pager:

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