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A FULL SERVICE LENDER
FIRST HOME MORTGAGE
SITE UNDER CONSTRUCTON
Voted one of the “Best Places to Work in Baltimore” by the Baltimore Business Journal three years in a row, the team at First Home Mortgage is dedicated to a common vision; stay local and be independent. Become part of Maryland's largest independent today!
Baltimore is home to the corporate offices and is home to our underwriters.
Happy employees = Happy Customers
TODAYS (3/07/2010) RATES AND PROGRAM INFORMATION:
| 5.500% |
1.000% |
5.500% |
0 |
| The APR is calculated using a loan amount of $729,000 and these typical fees. |
| 4.875% |
1.000% |
4.990% |
30 |
| The APR is calculated using a loan amount of $417,000 and these typical fees. |
| 4.250% |
1.000% |
4.445% |
30 |
| The APR is calculated using a loan amount of $417,000 and these typical fees. |
| 4.875% |
1.000% |
4.978% |
30 |
| The APR is calculated using a loan amount of $729,000 and these typical fees. |
| 3.625% |
1.000% |
4.897% |
30 |
| The APR is calculated using a loan amount of $2,000,000 and these typical fees. |
| 4.875% |
1.000% |
4.990% |
30 |
| The APR is calculated using a loan amount of $417,000 and these typical fees. |
| 4.875% |
1.000% |
4.978% |
30 |
| The APR is calculated using a loan amount of $729,750 and these typical fees. |
The BURLEY TEAM and First Home Mortgage are committed to providing you the lowest rates and lowest costs.
We welcome you to verify: Bank of America, Wells Fargo, SunTrust, http://www.navyfcu.org/rates/mortgage-frameset.html
Above fixed rates apply to single family standard conforming mortgage limits.
Due to heavy volume, above rates can only be locked-in once we have your loan approved.
INFORMATION APPLICABLE TO ALL MORTGAGE LOANS
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| Rates and terms are based on an evaluation of each client's credit history, loan-to-value (LTV), occupancy, payment type, loan amount and loan purpose, so your rate and terms may differ. All loans are subject to credit approval. Questions? Please CALL |
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All paid closing fees will be credited at Settlement:
Closing by: Solutions Settlement, LLC.. and Pro Title. Savings may include additional items that are not listed below. |
John Burley,
 Arlene Burley-The Burley Team
OFFICE 301-663-8087 x 226
CELL 301-908-6870 email
jburley@gofirsthome.com
ON LINE: Loan Application
* 301-663-8087 Ext 226 *301-908-6870 *240-683-8851
jburley@gofirsthome.com
The Burley Team represents decades of experience.
The Burley Team started on the side of the banks. Representing the banks. We put together hundreds of loans . With the experience of working for the banks on our side, We moved to the customer's side of the desk, originating thousands of loans and getting the best terms to meet the needs of our customer and friends.
Our clients are not limited to what one person can accomplish, we have the team. The team that can work together so seamlessly and efficiently so response times are quicker, customer service is greater, and loans close faster. A team where information is not lost in transmission, where time is not lost because of lack of communication, and mistakes are eliminated. Families and investors can count on us for their financial security and their family's future. With over 30 years of experience in finance, 37 years of marriage and parenthood (2 boys, a girl and 6 grand children), we know that every mortgage transaction greatly impacts lives of not only you, but your entire family.
Pre approval or commitment letter before you shop Loan Application
If you are looking to purchase real estate, make sure you have your mortgage approval letter in-hand. You will need this for your Real Estate Agent to submit with your offer.
Getting approved for financing up front will let us gauge how much you qualify for. It will also give you the opportunity to see what your payment options look like. Online Mortgage Pre-Approval Letter in Minutes
SERVING ALL YOUR REAL ESTATE NEEDS
USDA 100% PROGRAMS
The Guaranteed Rural Housing GRH program allows for 100% financing in certain designated areas. Give us the address or the area you would like to buy in, and we'll tell you if it's eligible. There are income limits with this program.
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
CALL FOR 100% ELIGIBLE AREAS
Purchase a New Home OR Refinance Your Mortgage and See the Difference
Buying your first home, second home, moving up or refinancing? Burley/First Home Mortgage has the right mortgage for you.
Competitive rates. No hidden fees. That’s exactly what you’ll receive when you switch your mortgage to Burley/First Home Mortgage.
We’ll also help you find the most affordable mortgage option for refinancing. Our mortgages offer:
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Secure and affordable fixed monthly payments
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No Private Mortgage Insurance (PMI) on most conventional loans
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No pre-payment penalties
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Low fees
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We do not -- and will not -- participate in sub-prime lending practices. We are a financial institution offering many credit worthy members superior loan value, nation-leading low rates on mortgage products with cost-saving features, and we will continue to do so.
For a limited time, special rates on 15- or 30-year mortgages, including JUMBOS.
- Offer available PURCHASE or REFINANCE
Note:Site under construction please call for details
INFORMATION...........
LOAN limits: 2009 fha & fannie freddie limits
VALUE: look-up: BofA -- Zillow (USE AS A GUIDE)
WHO OWNS THE LOAN: Fannie Mae loan look-up | Freddie Mac loan look-up (need ss#)
Fannie Mae loan look-up | Freddie Mac loan look-up | 2009 fha & fannie freddie limits
Value look-up: BofA - Zillow - Chase | Rental look-up/comps
blank 1003
FFIEC- Geocode
USDA GRH property eligibility
NEW GFE/HUD
Calculate Title Insurance- MD DC VA
10 yr yield | Mortgage Indexes
Prevent credit bureaus from selling your info
Do not call registry
"THE MAN WHO WALKS WITH GOD ALWAYS GETS TO HIS DESTINATION"
Kentlands Nutrition Club is pleased to welcome
 
Arlene Burley
to our team of Health & Wellness Coaches. Together, we are working to spread Nutrition Around the World one person at a time!
Hi, my name is Arlene and I am from Gaithersburg, Maryland. Before I started the Herbalife program I was overweight, suffered from weight-related sleep apnea and relied on prescription drugs to treat severe IBS symptoms. The first thing that I noticed upon starting the program was an increase in energy from the Herbal Tea Concentrate and I loved being able to make the Formula-1protein shakes any flavor that I was in the mood for. I even won a prize for winning a Weight Loss Challenge at the nutrition club. Since I began using the products, I’ve lost 25 pounds and 20 inches. My sleep apnea and IBS symptoms have disappeared and I am no longer at risk for Type-II Diabetes. One of the exciting things about being healthy is that I am able to do something that I never thought possible... I am training for my first 5K race at the age of 56! The best part is, I feel healthier, more energetic and 10 years younger!
My wish is to help others achieve their Wellness goals they have for themselves with the same support and guidance that has been given to me by my coach here at Kentlands Nutrition Club, working in conjunction with Herbalife Nutrition Products.
If you are interested in learning how to increase your energy, lose weight or gain muscle and improve your overall wellbeing , call or email Arlene to set up an appointment for a free body analysis/metabolism test and wellness evaluation or to sign up for one of our Weight Loss Challenges.
Arlene Burley
Independent Distributor
Cell: 240-994-1396
arleneburley@gmail.com
www.shopherbalife.com/arleneb
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